Picture it: it’s June, creeping up on triple digits, and your air conditioning unit goes out. It just dies. Gone. No more air conditioning, no more cool air to help you stay comfortable. No more anything.
So you call an HVAC company to come perform an inspection and they tell you what you already knew – it’s time you purchased a new AC system. And then they follow up with something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, factoring in the type of air conditioning system(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and taking cold showers? Or use all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the standard consumer in the United States has less than $5,000 they can access, it makes complete sense. So when life happens and things fail, and unexpected expenses such as an air conditioner repair or replacement is needed, it is essential that we have affordable financing options available.
At Peachtree Service Experts we have several financing options for homeowners looking to replace their heating or air conditioning systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period lapses.
Peachtree Service Experts also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for consumers who may not have the money as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Peachtree Service Experts are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what are you waiting for? Call Peachtree Service Experts today for a complimentary in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to get started!